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Should You Lease or Buy Your Next Subaru?

Start with how you will use the vehicle, how long you want to keep it and the complete written costs. Schumacher Subaru of Delray welcomes shoppers throughout Palm Beach County and beyond, including Delray Beach, Boynton Beach, Boca Raton and Lake Worth.

Five questions to answer before comparing payments

  1. How many miles will you drive? Include your commute, weekend trips and seasonal travel. Ask for the lease mileage allowance and excess-mile charge before choosing a term.
  2. How long do you want to keep the Subaru? Leasing provides use for an agreed term; buying supports continued ownership. Ask about lease-return responsibilities, early termination and any contractual purchase option.
  3. What is the total due at signing? A down payment and the total upfront amount are different. The written quote should identify any cash reduction, first payment, taxes, registration and other applicable fees. Do not assume a zero-down offer means zero due at signing.
  4. What does the complete agreement cost? Compare the same vehicle and clearly stated terms. For financing, review APR, term, amount financed and total payments; for leasing, review total payments, rent charge, mileage, wear and return conditions. Keep optional products separately identified.
  5. Does the vehicle fit your daily life? Confirm seating, cargo space, parking and the exact year and trim before settling on a payment. Bring your shortlist and use our test-drive checklist.

Can I compare leasing and buying from home?

Start with a Subaru in our Delray inventory and use the Delray Express Store to explore your deal. Ask our team for itemized lease and purchase options on the same vehicle. Estimates and available programs depend on the vehicle, current terms and credit approval; confirm the final agreement before signing.

Which option is right for me?

There is no single best choice for every shopper. Bring your annual-mileage estimate, planned ownership period, comfortable upfront budget and trade-in information. We can help you compare the actual options rather than choosing by the monthly payment alone.

Shop New Subaru Inventory Read the Lease vs. Buy Guide Request a Lease and Purchase Comparison