Questions about when your first Subaru payment is due? Confirm the payment schedule and current financing terms for the vehicle you choose before signing. A past promotion does not establish eligibility for a new purchase today.

Can I delay my first payment on a new Subaru?

Ask our finance team whether a payment-deferral offer is available for your selected vehicle and application. This page does not advertise a current 90-day deferral offer. Subaru states that incentives and special programs are updated monthly; model, location, lender approval and the offer's written conditions matter.

At Schumacher Subaru of Delray, shoppers from Delray Beach, Boynton Beach and Boca Raton can review current Subaru specials, compare available vehicles and ask for the first-payment date in writing.

Six questions to ask before choosing payment timing

  1. When is the first payment due? Confirm the exact date in the proposed contract.
  2. Does interest accrue before that date? Ask how the timing affects the finance charge and total of payments.
  3. Which vehicle and applicants qualify? Confirm the model year, trim, term, lender and credit requirements.
  4. What is due at signing? Review the down payment, taxes, fees and any other upfront amounts.
  5. Can this offer be combined with other incentives? Ask for the applicable choices and a comparison of their full terms.
  6. When does the offer expire? Confirm any purchase, delivery or contract deadline before relying on it.

Need help with an existing loan or lease?

A new-vehicle promotion is different from changing an existing account's payment schedule. Contact the lender or servicer shown on your statement to discuss your account and obtain confirmation of any approved arrangement. A website inquiry to the dealership does not change a payment due date.

Explore your next Subaru in Delray Beach

Shop new Subaru inventory | Visit our finance center | Ask our team about current offers

Prefer to start from home? Explore Delray's Express Store, then confirm availability, financing terms and pickup or delivery arrangements with our team.

Source checked October 8, 2026: Subaru's guidance on financing incentives and special offers. This guide is not a financing approval or a promise of payment deferral.