Vehicles Under $20K
MSRP refers to the Manufacturer’s Suggested Retail Price of the vehicle. Prices does not include tax, tags, title, registration, Price includes a $1195 pre-delivery service fee, a $149 Private Tag Agency Fee, and a $499 Electronic Registration Filing Fee (this charge reflects costs and profit to the dealer for services such as inspecting, cleaning, and adjusting new and used vehicles, as well as preparing documentation related to the sale). Vehicles shown may include optional equipment at an additional cost. All prices, specifications, and availability are subject to change without notice.
Online pricing may differ from dealer pricing due to supply-chain constraints. All pricing presented is non-binding and does not constitute an offer. For the most accurate and current pricing, please contact your dealer directly. All incentives and discounts are calculated based on South Florida zip codes.
Pricing includes all applicable manufacturer incentives and may not be combined with other exclusive offers. Advertised prices apply only to in-stock units and include all eligible dealer and manufacturer discounts and incentives. Certain offers and incentives may require financing through the manufacturer’s captive lender and are subject to approved credit. Although every effort is made to ensure accuracy, the dealership is not responsible for errors or omissions on this site. A copy of the advertisement must be presented at the time of purchase to receive any special or advertised pricing. Prior sales are excluded. Due to ongoing supply-chain challenges and limited inventory, vehicles may be subject to additional market adjustments based on production schedules, availability, and market conditions.
Payload and towing ratings are maximum estimates. Additional options, equipment, passengers, and cargo may reduce actual payload or towing capacity. Please see your dealer for complete details.
“In transit” indicates that vehicles have been manufactured but have not yet arrived at the dealership. Images shown may not represent the exact vehicles in transit. For accurate pricing, payment information, and complete details, please contact your dealer.
Online pricing may differ from dealer pricing due to supply-chain constraints. All pricing presented is non-binding and does not constitute an offer. For the most accurate and current pricing, please contact your dealer directly. All incentives and discounts are calculated based on South Florida zip codes.
Pricing includes all applicable manufacturer incentives and may not be combined with other exclusive offers. Advertised prices apply only to in-stock units and include all eligible dealer and manufacturer discounts and incentives. Certain offers and incentives may require financing through the manufacturer’s captive lender and are subject to approved credit. Although every effort is made to ensure accuracy, the dealership is not responsible for errors or omissions on this site. A copy of the advertisement must be presented at the time of purchase to receive any special or advertised pricing. Prior sales are excluded. Due to ongoing supply-chain challenges and limited inventory, vehicles may be subject to additional market adjustments based on production schedules, availability, and market conditions.
Payload and towing ratings are maximum estimates. Additional options, equipment, passengers, and cargo may reduce actual payload or towing capacity. Please see your dealer for complete details.
“In transit” indicates that vehicles have been manufactured but have not yet arrived at the dealership. Images shown may not represent the exact vehicles in transit. For accurate pricing, payment information, and complete details, please contact your dealer.
Used Cars Under $20,000 in Delray Beach, FL
Find a used car, SUV or other pre-owned vehicle that fits your budget at Schumacher Subaru of Delray. Browse the vehicles above, compare mileage and equipment, and save the listings you want to see in person. Our Delray Beach location is convenient for shoppers from Boynton Beach and Boca Raton.
This selection changes as vehicles arrive and sell. Use the inventory filters to narrow your choices, then ask our team to confirm the vehicle's availability and an itemized purchase quote before your visit.
Choose the Right Used Vehicle for Your Budget
A well-chosen used vehicle can give you the space, comfort and everyday features you want within a smaller purchase budget. Start with how you drive: a compact car for commuting, an SUV for passengers and cargo, or a Subaru with the equipment that suits your routine.
Compare the exact model year, trim and mileage. Check the listing for smartphone connectivity, driver-assistance features and seating details rather than assuming every version has the same equipment.
Ask to review the vehicle-history report, available maintenance records and inspection information. A test drive helps you assess visibility, seat comfort, cabin controls and how the vehicle fits your daily needs.
Compare Prices and Shop Used Cars Online
Filter the listings above by make, year, mileage or body style. Open a vehicle's details to review its photos, equipment and displayed prices. Use the comparison tool to keep your favorite options together.
Read the price breakdown and disclosures for the specific vehicle. Ask for an itemized quote showing the vehicle price, included dealer fees, taxes, title, registration and any optional products you select. Fees already included in a displayed price should not be counted twice when comparing quotes.
If $20,000 is your total purchase budget, tell our team so we can help you consider the complete amount rather than the vehicle price alone. You can start a Delray trade appraisal or ask about a specific listing.
Financing a Used Car Under $20,000
Our Delray finance center can help you discuss financing for the used vehicle you select. Compare the down payment, annual percentage rate, loan length and total payments alongside the monthly payment.
A longer loan may lower a monthly payment while increasing the total interest paid. Include insurance, fuel and expected maintenance in your ownership budget, and obtain an insurance quote for the actual vehicle you are considering.
When you are ready to apply, use our secure credit application. This is a credit application, and financing terms are subject to approval. If you are still comparing vehicles, contact our team with your budget and questions first.
Used-Car Budget Questions
Can I trade in my car toward a vehicle under $20,000?
Yes. Start with our online trade appraisal. The final value depends on appraisal and vehicle condition. Tell our team about any outstanding loan balance so it can be considered in your purchase figures.
Does a vehicle under $20,000 mean an out-the-door total under $20,000?
The listing price and the total purchase amount can differ. Review the vehicle-specific breakdown and page disclosures, then request an itemized quote. Tell us if your total budget must include taxes, title, registration and other applicable charges.
Are these vehicles Subaru Certified Pre-Owned?
A used vehicle is certified only when the individual listing identifies it as Subaru Certified Pre-Owned. This budget selection can include different makes and certification statuses. Browse our Subaru Certified Pre-Owned inventory separately to compare currently listed certified vehicles; prices may exceed $20,000.
Plan Your Used-Car Test Drive in Delray Beach
Found a vehicle that fits? Request availability and a test drive, and include the stock number or listing link so our team can help with that exact car. Ask about its condition, equipment and price breakdown before you make the trip.
Visit Schumacher Subaru of Delray at 2102 South Federal Highway, Suite C, in Delray Beach. Get directions and dealership hours, or browse all pre-owned inventory if you want to compare a wider range of vehicles and prices.
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